Mortgage Calculator

How much house can you afford?

Enter a few numbers to see your price range, your monthly payment, and how long the down payment will take to save.

Your numbers

$
%
%
years
$
Adjust fee estimates
% / yr

Of home price

% / yr

Of home price

% / yr

Of loan, under 20% down

$/ mo
%

One-time, of home price

You can afford a home up to

$210,000

3× your salary

Monthly payment

$1,632

Down payment

$21,000

Penny the pig

Nice! This takes 28% of your pre-tax income, within the usual 28% guideline.

Monthly costs

Principal & interest
$1,257
Property tax
$193
Home insurance
$88
Mortgage insurance
$95
Total per month
$1,632

Saving up

Time to save the down payment

2 years 6 months

Loan amount
$189,000
Closing costs
$6,300
With closing costs
3 years 3 months

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